Experian enables consumers and businesses manage their finances and get access to better financial services. As a leading provider of award winning open data services, we power the big decisions in life from buying a home or car to sending a child to college or growing a business. With over 150 API end points, our Open Data Platform provides access to information on financial products, credit data, open banking, and other sources of open data such as management accounts for small businesses. Consumers use this information to manage their money , improve their credit score and get access to financial services quickly. Businesses use our credit data along with open banking to inform their engagement with customers throughout the credit lifecycle. This can include informing eligibility for a product or service, assessing an individiual’s credit worthiness, proactively managing a small business loan or personalising advice when someone falls into debt.