DirectID builds products based on bank data, which helps firms onboard their customers quickly, and gain a fuller understanding of them.
DirectID’s suite of products assess bank statement information, affordability and income, allowing our customers to make more informed decisions, faster. This lowers operational costs and enhances the customer experience.
Our B2B product, DirectID Insights, helps businesses overcome challenges such as risk, compliance and fraud. It offers a real-time and comprehensive guide to their financial lives, providing solutions such as Income Verification.
The platform connects to 13,000+ banks globally, and is a leading supplier of Open Banking services in the UK.
Our suite of products, which includes DirectID Connect, DirectID Data API, and DirectID Insights offers classified and categorised spending, an Income Verification solution, and will soon see the launch of our ‘super aggregator’ feature, which will allow us to provide data from the majority of banks
Envestnet | Yodlee is a leading data aggregation and data analytics platform powering dynamic, cloud-based innovation for digital financial services. More than 1,400 companies, including 16 of the 20 largest U.S. banks and hundreds of Internet services companies, subscribe to the Envestnet | Yodlee platform to power personalized financial apps and services in over 20 different countries for millions of consumers. Envestnet | Yodlee solutions help transform the speed and delivery of financial innovation, improve digital customer experiences, and drive better outcomes for our clients and their customers.
Envestnet | Yodlee is headquartered in Redwood City, CA with global offices in London, Sydney and Bangalore.
Moneyhub is the leading Open Finance platform that enhances the lifetime financial wellness of people, their communities and their businesses. Moneyhub’s APIs and white label solutions power businesses – both from within and from outside of financial services – with data connections and intelligence, leveraging Open Banking payments to enable hyper-personalised experiences that drive customer engagement.
The company takes consumer data security seriously and has been instrumental in the roll-out of Open Banking from its beginning. Founded in 2009, Moneyhub is authorised as AISP and PISP by the FCA, ISO-27001 certified, a founding member of FDTA and a member of EMA
The Open banking Implementation Entity – trading as Open banking Ltd (OBL) – was set up by the CMA in 2016 to deliver open banking. We are governed by the CMA and funded by the UK’s nine largest banks and building societies (the CMA9).
Our role is to develop API specifications, data standards and industry guidelines that grow the ecosystem of open banking providers. We do this by providing support and guidance to grow the ecosystem, enrolling account providers and third party providers in the open banking Directory and Dispute Management System.
Open51 is the association of women delivering Open Finance. The group promotes the expertise of the women – technologists, entrepreneurs and business innovators – who are at the forefront of establishing the new data-driven era of financial services. Open51 members cover the full range of functions and sectors being transformed by Open Finance. They have the knowledge and understanding required to maximise the opportunities and mitigate the risks of the innovations that are enabling the burgeoning open data economy. They understand the importance of eradicating data bias and the gender data gap and that the full potential of open finance can only be realised if the data underlying its products and services is robust – accurate, comprehensive and without bias.
Pay with Bank transfer is a way to securely pay for goods or services via a direct transfer from your bank account. It’s really simple to use and takes place in just a few quick clicks with no account set up required. What’s more, with the payment itself being handled entirely by your bank, you benefit from bank-grade security, and none of your payment details being stored by American Express or the business you are buying from. It’s powered by American Express, but open to everyone.
Pay with Bank transfer
Payments Solved offers strategic advice on regulatory and policy issues. It advises firms and business leaders on how the law, regulation and the decisions and approaches of governments and regulators can impact their strategies.
Payments Solved advises firms and regulators and advocates to governments on policy issues impacting all matters related to payments including digital banking, innovation, digital identity, the impact of fintech, firm authorisation, cross boarder services, financial inclusion and Open Banking.
It provides seminars and training on financial services and payments legislation and regulation such as PSD/PSD2/Interchange Fee/Cross Border Payments/SEPA/CMA Order/payment scheme participation and on Open Banking and the evolution of Open Banking globally.
We offer banks a comprehensive solution aligned with global open banking standards to deliver new personalised consumer experiences & enable agile collaboration with the financial services ecosystem.
Unlock powerful API management, identity access management, analytics, and integration capabilities built on the WSO2 technology stack, consistently recognised as industry-leading by analysts including Forrester, Gartner & KupingerCole.
Our platform is delivered via a range of on-premise, managed services & cloud-based deployment options. Our technology is backed by consultancy that draws on wide experience in enabling API-led collaboration and digital transformation at banks globally including in the US, the UK, the EU, the Middle East, LatAm, Australia, Singapore and Africa. This combination of industry-leading technology and services is designed to help you realise the transformative potential of APIs and open banking for the bank, your fintech partners and your consumers.