Form3’s cloud-native payment technology enables banks and fast growing Fintechs to accelerate their digital transformation and scale quickly across markets.
Our complete Payments-as-a-Service handles mission critical payments operations so you can focus on delivering value to your customers, and not on maintaining IT infrastructure.
No customer code resides in our environment.
No planned outages. Ever.
No infrastructure updates, maintenance or scheme changes to manage.
Mastercard are at the heart of Open Banking with our market-leading applications and services.
Open Banking Connect
A universal connection to financial institutions’ Open Banking functionality, providing third parties with scale, resilience and speed to market.
Open Banking Protect
Verification of third-party certificate and regulatory status which provides near to real time checking of TPP registration and helping ASPS comply.
Open Banking Resolve
A centralised enquiry and dispute resolution service to provide clarity, consistency and transparency for all participants in the Open Banking ecosystem.
Professional advice and hands-on support to help financial institutions define and execute a strategy to thrive in the Open Banking ecosystem
Moneyhub is the leading Open Finance platform that enhances the lifetime financial wellness of people, their communities and their businesses. Moneyhub’s APIs and white label solutions power businesses – both from within and from outside of financial services – with data connections and intelligence, leveraging Open Banking payments to enable hyper-personalised experiences that drive customer engagement.
The company takes consumer data security seriously and has been instrumental in the roll-out of Open Banking from its beginning. Founded in 2009, Moneyhub is authorised as AISP and PISP by the FCA, ISO-27001 certified, a founding member of FDTA and a member of EMA
Pay with Bank transfer is a way to securely pay for goods or services via a direct transfer from your bank account. It’s really simple to use and takes place in just a few quick clicks with no account set up required. What’s more, with the payment itself being handled entirely by your bank, you benefit from bank-grade security, and none of your payment details being stored by American Express or the business you are buying from. It’s powered by American Express, but open to everyone.
Pay with Bank transfer
Real Insight into Cards & Payments Industry
Whilst recognising that every project is unique, we aim to deliver added value through a combination of real insight coupled with expertise and experience. This often enables us not only to save client’s money, but also significantly improve their speed to market.
We deliver this added value through the use of ‘practitioners’ not theoretical consultants; many of our team have had front line P&L responsibility. They have detailed understanding of the practical and operational issues that often derail many projects.
Global Experience in EMoney & Emerging Payments
Polymath Consulting are particularly well known for our work in EMoney, Open Banking and Emerging Payments for which we would consider ourselves one of, if not the leading consultancies. David Parker is also the co-founder of Konsentus that delivers TPP regulatory and identity checking for ASPSPs
Rebuilding Trust in Financial Services
By developing a single universal open banking API we provide access to a global network of banks and FinTechs that allows money and information to flow securely, instantly and at a low cost.
VoPay’s API seamlessly connects you to the banking ecosystem enabling anyone to offer efficient and simple bank account payment processing.
Our payments-as-a-service platform is the technology layer that connects marketplaces and digital platforms to pay and accept money directly from any bank account, customer and vendor bank accounts in a fully integrated, automated and transparent way. We offer three core payment services:
1. Intelligent EFT / ACH (iQ11): Utilizing Open Banking technology Intelligent EFT / ACH (iQ11) adds a layer of data intelligence to online bank account transactions to authenticate them instantly, like a credit card, but with much lower transaction fees.
2. EFT / ACH: Seamlessly connects your business to all financial institutions allowing you to push or pull funds through batch files using our online portal or API.
3. Bulk e-Transfer Send & Request: Send up to $10,000 per payment limit to multiple recipients simultaneously through our online portal or API.