Experian enables consumers and businesses manage their finances and get access to better financial services. As a leading provider of award winning open data services, we power the big decisions in life from buying a home or car to sending a child to college or growing a business. With over 150 API end points, our Open Data Platform provides access to information on financial products, credit data, open banking, and other sources of open data such as management accounts for small businesses. Consumers use this information to manage their money , improve their credit score and get access to financial services quickly. Businesses use our credit data along with open banking to inform their engagement with customers throughout the credit lifecycle. This can include informing eligibility for a product or service, assessing an individiual’s credit worthiness, proactively managing a small business loan or personalising advice when someone falls into debt.
Floid is Open banking platform, powering applications behind the scenes, to seamlessly connect and securely access financial information. We enable companies to access financial information to enrich the customer experience in Banking, Fintech, Mortgages, Lending, Payments, Money Management and Accounting.
We offer products and solutions across Latam, operating local in Chile, Peru, Colombia and Mexico. We are taking open banking to a level it hasnt been seen before in the region. Empowering consumer to share their financial data and share it with lenders to acces a broad range of financial products.
Floid is also working closely with ecomerces and subscription companies, adding value with our smooth onboarding products and anti-fraud check.
We’re here to power a new era of financial services so that everyone can receive faster, affordable and personalized products.
Our mission is to enable people around the Latam to share financial data.
Have a look at: www.floid.cl
Mastercard are at the heart of Open Banking with our market-leading applications and services.
Open Banking Connect
A universal connection to financial institutions’ Open Banking functionality, providing third parties with scale, resilience and speed to market.
Open Banking Protect
Verification of third-party certificate and regulatory status which provides near to real time checking of TPP registration and helping ASPS comply.
Open Banking Resolve
A centralised enquiry and dispute resolution service to provide clarity, consistency and transparency for all participants in the Open Banking ecosystem.
Professional advice and hands-on support to help financial institutions define and execute a strategy to thrive in the Open Banking ecosystem